An associate with Bay Financial Associates since 1988, Andy specializes in providing comprehensive financial planning services to individuals, executives and business owners. He is a CERTIFIED FINANCIAL PLANNER™ practicioner and has completed many graduate level and advanced studies courses on financial and estate planning. Mr. Brzozowski holds a Masters in Business Administration (MBA), and is an Investment Advisor Representative with Bay Financial Advisors, Inc., a Registered Investment Advisor in the Commonwealth of Massachusetts.

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