Since 1990, Michael has been advising businesses and professionals in all matters of financial planning. Michael earned his CLU (Chartered Financial Life Underwriter) from the American College and is a licensed CERTIFIED FINANCIAL PLANNER™. He is an investment advisor representative with Bay Financial Advisors, Inc., a Registered Investment Advisor in the Commonwealth of Massachusetts. A graduate of the University of Maine, Michael now resides in Medway with his wife Jeannie and their three children, Alex, Kailey, and Rachael.

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