Since joining Bay Financial Associates in 1985, John has concentrated on working with professionals, closely-held businesses and not-for-profit organizations. During that time he has developed a specialty in providing wealth management services to families that have an individual with disabilities. He was a recipient of Distinguished Citizen's awards from the Association Of Retarded Citizens in 1995 and 2000 and, as a volunteer, serves on the Governor's Commission On Mental Retardation in the Commonwealth of Massachusetts.

John received his MBA from Babson College, an MS from Bentley College and a BS from Bridgewater State College. In addition, he has earned the CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant professional designations.