Penelope S. Tzougros, PhD, ChFC, CLU

Artists, creative people, professionals find that Dr. Tzougros has a special insight into developing financial plans for them. Maybe that comes from her years as a Professor, or her own interest in research, writing and cooking. In any case, she helps people sort out the complex emotional and financial questions in long-term care, retirement and estate planning.

In addition to her affiliation with Bay Financial Associates and Bay Financial Advisors, her own company Wealthy Choices™ was established to present her seminars, weekly radio program, audio tapes and books. She has been featured on radio programs across the country, television, and such print media Investors Business Daily, Young Money, Real Woman, and Tax Savings Report.