At Bay Financial Associates, we care about people and their plans for the future. Our job is to help our clients, their families and their businesses meet their long-term financial goals by helping them to grow, protect, manage and transfer their wealth.

A focus on your goals
We customize our approach to each client, helping you develop a carefully crafted financial plan that can meet your objectives and, in many cases, save you and your heirs from incurring avoidable taxes and other costs.

A focus on individuals and families
We can provide guidance for all aspects of your wealth management plan, including investment management and financial planning, retirement income planning, special needs palnning, elder care planning, insurance and risk management.

A focus on business owners
We have particular expertise in serving business owners, as they seek to provide benefits that can help them secure their own financial future and attract and retain key employees. We help you maximize tax advantages and ultimately exit your business and protect your wealth. We can help you structure and manage employee compensation and benfits programs, including qualified and non-qualified retirement plans, deferred compensation and others.

Experience in multiple disciplines
We bring together a team of professional advisors on your behalf, including financial managers and specialists in Elder Care planning, Special Needs planning, life insurance and risk management. Working collaboratively, these experts will help you develop an integrated strategy that considers your unique and sophisticated financial planning objectives, your priorities and your values,

Independence
Your interests are our sole consideration. Our independence allows us to craft a plan that works for you and to implement it by choosing from among the market's best providers of financial strategies and services.

A track record of success
The Bay Financial Associate team has been providing financial advice and services since 1951. Our experience – with many different types of clients through various market environments – gives us the perspective and knowledge to serve you effectively.

Our Team