At Bay Financial Associates, we care about people and their plans for the future. Our job is to help our clients, their families and their businesses address their long-term financial goals by helping them seek to grow, protect, manage and transfer their wealth.
A focus on your goals
We customize our approach to each client, helping you
develop a carefully crafted financial plan that can address your
objectives and, in many cases, save you and your heirs from
incurring avoidable taxes and other costs.
A focus on individuals and families
We can provide guidance for all aspects of your wealth
management plan, including investment management and financial
planning, retirement income planning, special needs palnning,
elder care planning, insurance and risk management.
A focus on business owners
We have particular expertise in serving business owners,
as they seek to provide benefits that can help them secure
their own financial future and attract and retain key employees.
We help you seek to maximize tax advantages and ultimately exit your
business and protect your wealth. We can help you structure
and manage employee compensation and benfits programs, including
qualified and non-qualified retirement plans, deferred compensation
Experience in multiple disciplines
We bring together a team of professional advisors on your
behalf, including financial managers and specialists in Elder
Care planning, Special Needs planning, life insurance and
risk management. Working collaboratively, these professionals will
help you develop an integrated strategy that considers your
unique and sophisticated financial planning objectives, your
priorities and your values,
Your interests are our primary consideration. Our independence
allows us to craft a plan that works for you and to implement
it by choosing from among the market's best providers of financial
strategies and services.
A track record of success
The Bay Financial Associate team has been providing financial
advice and services since 1951. Our experience with
many different types of clients through various market environments
gives us the perspective and knowledge to serve you